What if the most important issue for me to keep in mind about insurance coverage? That it is YOUR responsiblity, not the therapist's, to confirm the nature and extent of your coverage. While LPA will be helpful with this process, we do not make assumptions about your coverage or take responsibility to confirm the coverage. Keep in mind that you do not automatically receive the full coverage offered by your policy, This only occurs if the insurance company approves requests to use all of your benefits. One final note. As a subscriber you have the power to appeal decisions if requests for services are rejected. You also have the power to inform your employer and/or insurer if you are dissatisfied with your mental health coverage.